Compare bridging & development finance providers
Sourced from each provider’s own website, with the link and the date on every card.
Bridging loans (7)
Allica Bank (Allica Bridging Finance Limited)
Specialist lender, bridgingSource: allica.bankchecked 2026-11-01
Products: Residential, commercial and semi-commercial bridging, bridge-to-term, refurbishment
- Amount
- £150,000 to £10 million
- Term
- 3 to 24 months
- Max LTV / LTGDV
- Up to 75% LTV residential; up to 70% LTV commercial and 75% semi-commercial; refurbishment up to 85% LTV
- Rate
- Priced per quote
Fees, eligibility and full wording
- Fees
- Tariff of fees published separately
- Eligibility
- No personal guarantees up to 65% LTV (residential)
- Speed
- Get a term sheet within four hours
- Max LTV / LTGDV in full
- up to 75% LTV residential; up to 70% LTV commercial and 75% semi-commercial; refurbishment up to 85% LTV
Products: Residential, commercial and mixed-use bridging with bridge-to-term option
- Amount
- £500k - £5m
- Term
- 1 to 24 months
- Max LTV / LTGDV
- Residential up to 80% LTV of vacant possession; commercial up to 70%
- Rate
- Priced per quote
Fees, eligibility and full wording
- Fees
- No valuation fee payable until the loan is approved
- Eligibility
- Only available to experienced property investors; first legal charge in England, Scotland or Wales
- Max LTV / LTGDV in full
- Residential up to 80% LTV of vacant possession; commercial up to 70%
Products: Residential and commercial bridging (refurb-to-let, developer exit, auction purchase)
- Amount
- Not published
- Term
- Not published
- Max LTV / LTGDV
- Up to 75% gross LTV
- Rate
- Priced per quote
Fees, eligibility and full wording
- Fees
- No ERCs
- Eligibility
- Broker-introduced
- Speed
- We aim for 21 days from application to completion
Products: Residential, semi-commercial and commercial bridging, including refurbishment
- Amount
- £50k-£5m
- Term
- 3-18 months
- Max LTV / LTGDV
- Max LTV 75% residential (70% commercial); max GDV 70% residential (60% commercial)
- Rate
- Rates from 0.80% (residential); 0.95% (commercial)
Fees, eligibility and full wording
- Fees
- No exit fees
- Eligibility
- Not published
- Max LTV / LTGDV in full
- Max LTV 75% residential (70% commercial); max GDV 70% residential (60% commercial)
Products: Bridging loans, including refurbishment and development exit
- Amount
- £50k to £25m
- Term
- Up to 24 months
- Max LTV / LTGDV
- Up to 90% LTV
- Rate
- From 0.69% per month
Fees, eligibility and full wording
- Fees
- Fixed rates and fees; no minimum term or interest period
- Eligibility
- Not published
Products: Bridging loans (development finance also offered)
- Amount
- £26k - £5m
- Term
- Typically 12 months
- Max LTV / LTGDV
- 75% LTV
- Rate
- Monthly rates from 0.83%
Fees, eligibility and full wording
- Fees
- Not published
- Eligibility
- self-employed applicants with 12 months trading history accepted
Products: Regulated and unregulated bridging loans
- Amount
- £100k to £5m
- Term
- Up to 12 months (regulated) and 24 months (unregulated)
- Max LTV / LTGDV
- Up to 75%
- Rate
- Priced per quote
Fees, eligibility and full wording
- Fees
- In most cases, the only upfront cost is the valuation fee
- Eligibility
- Individual, corporate and trust borrowers; realistic and viable exit strategy
Development finance (5)
Products: Property development finance: new build, conversion, refurbishment
- Amount
- £1m to £50m
- Term
- Up to 30 months
- Max LTV / LTGDV
- Maximum of 65% of the gross development value (GDV)
- Rate
- Priced per quote
Fees, eligibility and full wording
- Fees
- Not published
- Eligibility
- Not published
Products: Residential development finance
- Amount
- Minimum loan £500k, maximum loan £7.5m
- Term
- Up to 24 months
- Max LTV / LTGDV
- Up to 65% LTGDV; up to 80% loan to cost
- Rate
- Priced per quote
Fees, eligibility and full wording
- Fees
- 2% arrangement fee (1% to broker); 1% exit fee; no non-utilisation fees; no early repayment charges
- Eligibility
- Residential development only; only available to experienced property developers
Hampshire Trust Bank
Specialist lender, developmentSource: htb.co.ukchecked 2026-11-01
Products: Residential development finance and site assembly facilities
- Amount
- Not published
- Term
- 12 to 36 months
- Max LTV / LTGDV
- Up to a maximum of 65% Gross Development Value
- Rate
- Priced per quote
Fees, eligibility and full wording
- Fees
- Not published
- Eligibility
- experienced property developers; England and Wales
Products: Development finance and development exit
- Amount
- £1m to £30m
- Term
- Up to 36 months
- Max LTV / LTGDV
- 65% LTGDV new build, 70% LTGDV refurbishment; maximum 85% loan to cost
- Rate
- Priced per quote
Fees, eligibility and full wording
- Fees
- Not published
- Eligibility
- Not published
- Max LTV / LTGDV in full
- 65% LTGDV new build, 70% LTGDV refurbishment; maximum 85% loan to cost
Products: Acquisition, development, development exit, build to rent and student housing finance
- Amount
- £1m to £35m
- Term
- Not published
- Max LTV / LTGDV
- Development finance up to 70% LTGDV; acquisition up to 60% LTV; development exit up to 75% LTV
- Rate
- Priced per quote
Fees, eligibility and full wording
- Fees
- Not published
- Eligibility
- Residential and residential-led mixed-use projects
- Max LTV / LTGDV in full
- Development finance up to 70% LTGDV; acquisition up to 60% LTV; development exit up to 75% LTV
12 providers, each read on its own website on the date shown. 3 of them publish a headline rate or cost. “Not published” and “Priced per quote” mean exactly that: the provider does not state the figure, so we do not estimate one.
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