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Founder, Publisher and Editor
Sam Allcock
Serial founder and business owner since 2007. Edits Businesses Funding.
Sam Allcock is the editor of Businesses Funding, and the founder of Domain Farm Ltd, the company that publishes it.
He has been a business owner since 2007. He founded the SEO agency Custard in 2007 and sold it in 2018, founded the press-release distribution service PR Fire in 2008 and sold it in 2024, and today runs Domain Farm Ltd, the entity-and-reputation venture Ascribed and Digital24. Where a Businesses Funding page draws on first-hand experience, it says so.
He is the author of How to Sell Digital Assets (2025) and writes and speaks on digital PR, entity SEO and domain investment.
What he is not. Sam is not a financial adviser, accountant or FCA-authorised person. Businesses Funding publishes information and comparisons built from lenders’ own published pages; it does not give advice to individuals. Where a topic needs regulated expertise, the site says so and points readers to qualified help.
How to check. His public record is linked below: Companies House officer appointments, Wikidata, LinkedIn and his own site, samallcock.com. Corrections and questions: editor@businessesfunding.co.uk.
Credentials
- Founder, Domain Farm Ltd (publisher of Businesses Funding)
- Founder, Ascribed (ascribed.ai) and Digital24
- Founder of Custard (SEO agency, 2007-2018, sold) and PR Fire (press-release service, 2008-2024, sold)
- Author, How to Sell Digital Assets (2025)
- Company director with a public Companies House record
Writes about
- running UK limited companies and sole-trader businesses
- digital marketing and online publishing
- domain name investment and valuation
- public relations and press release distribution
- buying and selling digital businesses
Public record
Edited by Sam Allcock
- Small business loansHow UK small business loans work, what lenders look at, the costs to check beyond the rate, and a sourced comparison of what lenders publish.
- Start-up business loansBorrowing to start or grow a young UK business: the government-backed Start Up Loan, what other lenders require, and how to make a stronger application.
- Unsecured business loansWhat an unsecured business loan is, why it usually still needs a personal guarantee, how it is priced against a secured loan, and a sourced lender comparison.
- VAT loansWhat a VAT loan is, when it makes sense, the HMRC Time to Pay alternative, and the costs to compare before you borrow to pay a VAT bill.
- Working capital financeWhat working capital is, why profitable businesses still run short of cash, and how loans, overdrafts, invoice finance and merchant cash advances compare.
- Development financeHow UK property development finance works: loan to cost and to gross development value, staged drawdowns, rolled-up interest, fees, and sourced lender figures.
- Invoice factoringHow invoice factoring works in the UK, the fees involved, recourse versus non-recourse, and how factoring differs from invoice discounting.
- How to compare business loansA method for comparing UK business loan offers: APR versus total repayable, fees, security, flexibility, plus illustrative repayments at each lender's published rate.
- Business credit card APR explainedWhat a business credit card's purchase rate, representative APR and interest-free days mean, with a worked repayment example and every figure taken from the issuer's own page.
- Business credit cards and personal guaranteesDo you need a personal guarantee for a UK business credit card, and can a limited company avoid one? Only what each issuer publishes, with sources.
- Fees on business credit cardsThe annual, foreign transaction, cash withdrawal and late payment fees on UK business credit cards, side by side from each issuer's own page.
- Business credit card vs business loan vs overdraftHow a business credit card, a business loan and an overdraft differ in cost, flexibility and risk, with sourced UK rates for cards and loans.
- Business credit cards and your personal credit scoreWhat issuers say about credit checks, soft searches and personal guarantees when you apply for a UK business credit card, and how to find out what actually happens to your file.
- Business credit cards for new businesses and weaker creditWhat UK business credit card issuers publish about trading history, turnover and credit history requirements, and why no card page promises approval.