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Release cash tied up in unpaid invoices rather than waiting 30, 60 or 90 days to be paid. Factoring and invoice discounting.
A provider advances most of an invoice’s value as soon as you raise it, and you receive the rest, minus fees, when your customer pays. Factoring hands collection to the provider, so your customers know. Invoice discounting keeps collection with you and is usually confidential. Selective or single-invoice finance lets you choose which invoices to fund.
Sourced from each provider’s own website, with the link and the date on every card.
Products: Invoice discounting (confidential)
Products: Confidential invoice discounting, optional bad debt cover
Products: Invoice discounting, asset based lending
Products: Factoring, invoice discounting
Products: Factoring, confidential invoice discounting, sector finance (recruitment, construction)
Products: Invoice factoring, invoice discounting (confidential)
Products: Invoice finance (factoring and discounting), optional credit control and debtor protection
Products: Invoice finance (selective, pay per invoice)
Products: Invoice finance for recruitment, staffing and consultancy firms, with 95% bad debt protection on eligible invoices
Products: Invoice finance, asset based lending
10 providers, each read on its own website on the date shown. None of them publishes a headline rate; every one prices per business. “Not published” and “Priced per quote” mean exactly that: the provider does not state the figure, so we do not estimate one.
Tell us about your company and what you need. With your consent, a specialist business finance broker contacts you and does the searching. Free to use; we may be paid by the broker for the introduction.
Provider names and logos are trademarks of their respective owners, shown only to identify each provider. No endorsement or commercial relationship with any lender shown.
Enter an invoice value, the advance and the fees from a quote and see the cash you get now and what it costs. Illustrative, free, and nothing is collected.
Our guide to invoice factoring goes through recourse, notice and the difference from discounting in detail.
Providers in this table price per business rather than publishing a rate. The cost is normally a service fee plus a discount charge on the money advanced. Use the invoice finance calculator with the figures from a quote to see the total.
Each provider sets its own minimum; several publish one, shown in the eligibility column. Pay-per-invoice products tend to have lower thresholds than whole-turnover facilities.
Usually. You keep collecting from your customers, who are generally not told. Factoring is not confidential, because customers pay the factor.
