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All finance types

Six families of UK business finance. Compare within a type, because comparing a term loan against a merchant cash advance tells you nothing useful.

• Business loansTerm loans, secured and unsecured, from high-street banks and alternative lenders. Borrow a lump sum and repay it over a fixed term.Comparison live
• Asset financeSpread the cost of equipment, vehicles and machinery, with the asset itself usually the security. Hire purchase, leasing and refinancing.Explainer, table in progress
• Invoice financeRelease cash tied up in unpaid invoices rather than waiting 30, 60 or 90 days to be paid. Factoring and invoice discounting.Explainer, table in progress
• Merchant cash advanceAn advance repaid as a fixed percentage of your card takings, so repayments rise and fall with sales. Priced as a factor rate, not an APR.Explainer, table in progress
• Commercial mortgagesBuy premises or refinance property your business already owns, over the long term and secured on the property.Explainer, table in progress
• Bridging & development financeShort-term, property-backed finance for a purchase, a refurbishment or a build, priced by the month rather than the year.Explainer, table in progress